Leverage and controllability

Two tests, both required. First, does the move touch the structure actually holding the outcome in place, rather than a visible symptom of it? Second, can you personally change that structure, or does someone else hold the switch?

Two tests, both required. First, does the move touch the structure actually holding the outcome in place, rather than a visible symptom of it? Second, can you personally change that structure, or does someone else hold the switch?

Example

In the money overhaul, cancelling eight subscriptions saves $47 a month and is symptom activity. The binding structure is $900 a month of restaurant spending, which you control. The envelope budget fails the second test: your spouse has to agree to it.