Checklist

The cheapest carrier: an ordered list of checks or steps you actually run each time the situation comes up. Use it when the knowledge is a sequence you keep skipping parts of, not a calculation. Weak at tradeoffs.

The cheapest carrier: an ordered list of checks or steps you actually run each time the situation comes up. Use it when the knowledge is a sequence you keep skipping parts of, not a calculation. Weak at tradeoffs.

Example

Before saying yes to the kitchen renovation, you run six checks: emergency fund covers three months, no debt above 7%, contractor quote plus a 20% buffer is saved, income steady 12 months, no other large purchase booked, both partners agree.