Reserve

Pick this when the swings themselves are fine but nothing absorbs them. You add stored slack between the volatile input and whatever depends on it, so the downstream side never feels the shock. The reaction stays the same size; the buffer soaks it up.

Pick this when the swings themselves are fine but nothing absorbs them. You add stored slack between the volatile input and whatever depends on it, so the downstream side never feels the shock. The reaction stays the same size; the buffer soaks it up.

Example

You open a separate account, deposit every dollar over 6,000 dollars from a big month, and pay yourself from that account. The 14,000-dollar month and the 2,000-dollar month both arrive; your rent, groceries, and stress level see a flat 6,000.