Split by mechanism

Take one crowded bucket and cut it along the different processes that actually produce its cases. You ask what causes each case, not what it looks like on the surface, then give each distinct cause its own group.

Take one crowded bucket and cut it along the different processes that actually produce its cases. You ask what causes each case, not what it looks like on the surface, then give each distinct cause its own group.

Example

Your Food category splits into two: 14 charges averaging $9 that happen when you get hungry at 2pm with no plan, and four weekly grocery runs totaling $340. Different causes, so different fixes.